30-Year Fixed Rate
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A national market average—not an individual loan quote.
In history
Historical comparison unavailableMarket rate information
Today’s Mortgage Rates
Daily national mortgage rate information to help you plan with confidence.
Updated daily
Understand today’s mortgage rate environment
Review current national averages, recent movement, and long-term historical context before speaking with a loan advisor.
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Important
Use these rates to compare market movement—not as your actual quote.
These figures are designed to help you follow mortgage-rate trends and compare market conditions across different dates. They are national market averages, not the rate you will necessarily receive. Your actual rate may vary significantly based on the loan program, lender, credit profile, loan-to-value ratio (LTV), property type, loan amount, points, and current market conditions.
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Current rate snapshot
National mortgage rate averages
Updated weekdays · Informational national averages
15-Year Fixed
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30-Year Jumbo
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7/6 SOFR ARM
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30-Year FHA
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Daily rate history
Recent daily mortgage rate history
Review recent business-day observations across six common loan types.
↑ Higher↓ Lower• No change
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Historical perspective
How today compares with long-term records
The figures below use Freddie Mac’s 30-year fixed-rate PMMS series for historical context.
Record high
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The highest level recorded in the Freddie Mac historical series.
Historic low
Not availableHistorical comparison unavailable
The lowest level recorded in the Freddie Mac historical series.
Historical records and today’s daily index use different data sources and methodologies; they are shown together only for market context.
Reading the numbers
What these rates mean for you
Daily index, not a quote
Displayed rates summarize national market conditions. Your actual loan pricing may differ.
Small changes can matter
Even a fraction of a percentage point can change the monthly payment and total interest.
Your rate is personal
Credit, down payment, property, loan type, points, and timing all influence your final rate.